Who we are
The Barristers' Sickness and Accident Fund was established in 1962 to provide sickness and accident insurance for members of the NSW Bar Association. The Fund is a separate entity to The NSW Bar Association and is managed by a trustee company, The Barristers Sickness and Accident Fund Pty Ltd. Seven Directors, who are practising barristers, control the Fund and determine both proposals and claims.
Bar Cover is a registered business name of Barristers Sickness & Accident Fund Pty Ltd. For our Business names and registration numbers click here
For further details, including Directors and service providers, click here
To read our financial services guide, click here
Claims are processed promptly.
Benefits are paid by instalments if you are disabled for a protracted period.
You can review your weekly benefit annually.
How To Join
You must be a practising barrister and an Ordinary Member - Class A of the New South Wales Bar Association or an Ordinary Member - Class B of the New South Wales Bar Association.
You should read the Fund’s Product Disclosure Statement (PDS) before proceeding. You can download the PDS here.
If you wish to join the Fund you must complete a Proposal Form providing information which includes your medical history. Sometimes a medical examination is required. You can download a Proposal Form here, or contact the office to have one sent to you.
You must select the weekly benefit you require ($100 to $10,000) subject to the benefit selected not exceeding your average gross weekly income from practice as a barrister during the preceding 12 months. In the case of members newly admitted to the Bar, this limitation will be given special consideration in light of specific information submitted with the proposal.
Once your proposal for insurance is approved, you must pay the annual premium
You choose a weekly benefit from $100 in $100 increments up to a maximum of $10,000, depending on the level of your income during the preceding twelve months.
Annual premiums are a percentage of the weekly benefit chosen, based on five year age-bands up to the age of 69.
Your entitlement to claim under the policy is set out in the Policy Schedule. You can download the Claim Form here.